|
Get a Quote Now
Every company has
different Group Benefits needs,
affordable plans, unique benefits or
lavish coverage. We’ll put together a
great Group Benefits package that is
just built for you group. In today's
ever changing business climate one
characteristic of change is the rising
cost of health care and this can
dramatically impact your company's
bottom line profitability. Gobrial
Insurance Agency can help to bring
stability to your Benefits program costs
and guidance throughout the process from
the selection of benefit plans,
throughout the enrollment, and
maintaining consultative services during
the benefit plan term.
Contact us today to evaluate your needs,
reduce your costs, and retain your key
employees
Our
Method
- We perform a
competitive analysis of the
marketplace
- We advise your
company in selecting an insurance
carrier & plan design
- We identify cost
control measures
- We continue to
monitor and service your benefits
programs
Providers
- Anthem Blue Cross
- Blue Shield of California
- Kaiser Permanente
- Aetna
- Health Net
- United Healthcare/PacifiCare
- Cal-Choice
- Cigna
Types of Coverages
Here are the two most
common managed care plans for group
health insurance:
HMO plans. An HMO, short for
Health Maintenance Organization, is one
of the lowest cost group plans
available. They feature low premiums,
low copayments for care, and many times
require no deductible. Keep in mind that
you and your employees will only have
coverage with in-network care providers.
PPO plans. Preferred Provider
Organizations take the affordability of
managed care and give you an extra
benefit. You get the most coverage with
in-network providers, but you'll also
have some coverage with out-of-network
physicians. That means your employees
have some insurance coverage no matter
where they get health care from.
Another option to provide employees is
coverage compatible with Health
Savings Accounts (HSAs). With an HSA,
your employees can save money in
tax-free accounts for their health care
costs.
Get a Quote Now
Send
quote requests by Fax: 818-341-9930 or
email:
gobrial.insurance@yahoo.com
|
.jpg){kind=small}
